By entering and utilizing this website (the "Site"), you are automatically agreeing to the terms and conditions stated here. Please review them carefully, and if you disagree, we request that you refrain from using our website. For those who continue to use our site, we believe you will find it a valuable resource. Additionally, we reserve the right to modify our website at any time. Your continued use of our site signifies your acceptance of these changes. Our team of lending solution experts is dedicated to providing assistance, and we hope you find our site useful.
CHANGES TO THESE TERMS OF USE
We reserve the right to periodically update these Terms of Use. Any changes will be posted on the Site with the date of the last revision indicated at the top of this page. By continuing to use the Service or the Site following any changes, you acknowledge and agree to the updated Terms of Use.
CALL RECORDING
You hereby consent to Pixel Lending, its agents, representatives, affiliates, or authorized personnel contacting you on a recorded line for various purposes.
These terms apply to all users: eligibility, license, and representation.
ELIGIBILITY: GENERAL
This site caters to users who have reached the age of majority in their jurisdiction, which is typically eighteen (18) years old. Usage of the site by individuals under this age threshold is unauthorized and constitutes a breach of the terms outlined herein. By accessing and using the site, you confirm that you meet the specified age requirement and agree to abide by these terms. Violation of these terms may result in your access to the site being revoked, at our discretion, with or without prior notice, particularly if we suspect that you are under the age of majority.
HOUSEHOLD LIMITATION
Only one active loan per borrower may be outstanding at any given time.
INACTIVE APPLICATIONS
Loan applications that remain inactive for a period of fourteen (14) days will be canceled.
USER REPRESENTATION
You affirm that any content you submit or share on the Pixel Lending Site does not infringe upon the rights of third parties, including but not limited to copyright, trademark, privacy, or publicity rights, nor does it contain unlawful material. Additionally, you agree not to engage in the following activities: gathering email addresses or other user contact information for unsolicited communications, using automated scripts to collect information from the site, or utilizing the Service or Site in an unlawful manner or in a manner that could impair the functionality of the site. Furthermore, you shall not use our services or the site to:
Upload, post, transmit, share, or make available any content that is deemed harmful, threatening, unlawful, defamatory, infringing, abusive, inflammatory, harassing, vulgar, obscene, fraudulent, invasive of privacy or publicity rights, hateful, or racially, ethnically, or otherwise objectionable.
Register for multiple user accounts without authorization, operate a user account on behalf of someone else, or register for a user account on behalf of a group or entity without permission.
Impersonate any individual or entity, or misrepresent yourself, your age, or your affiliation with any person or entity.
Upload, post, transmit, share, or make available any unsolicited or unauthorized advertising, solicitations, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation.
Share any private information of third parties without their consent, including but not limited to addresses, phone numbers, email addresses, Social Security numbers, and credit card numbers.
Solicit personal information from individuals under the age of eighteen (18) or solicit passwords or any personally identifying information for commercial or unlawful purposes from any user.
Upload, post, transmit, share, or make available any material containing software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment.
Intimidate or harass other users. Upload, post, transmit, share, or make available content that would constitute, encourage, or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national, or international law.
RESTRICTIONS ON USE OF OUR ONLINE MATERIALS
All online materials available on the Pixel Lending Site, including text, software, logos, trademarks, images, audio clips, video clips, and music, are protected by copyright and are the intellectual property of Pixel Lending. Visitors to the site may download these materials for personal, non-commercial use only, provided that they:
Retain all copyright, trademark, and proprietary notices.
Refrain from making any modifications to the materials.
Do not use the materials in a manner suggesting association with any products, services, events, or brands of Pixel Lending.
Do not download quantities of materials for commercial purposes.
Copying, reproducing, republishing, uploading, posting, transmitting, or distributing online materials for any other purpose requires written permission from Pixel Lending. Modification of any online material, or attempts to defeat or circumvent security features, are prohibited.
Any software, files, images, or data downloaded from the site is licensed for personal, non-commercial home use only. Pixel Lending retains full title and intellectual property rights to the software. Redistribution, sale, reverse-engineering, disassembly, or conversion of the material is prohibited.
ALL USERS: CONSENT TO ELECTRONIC TRANSACTIONS AND DISCLOSURES
Given that our operations primarily take place online, your consent to engage in transactions and receive disclosures electronically is necessary. By agreeing to these Terms of Use, you consent to receive electronically all documents, communications, notices, contracts, and agreements related to your use of the Site and Service, including any loans you request or receive, your registration as a borrower, any loans you apply for and receive, your use of the Service, and the servicing of your loan if funded.
These disclosures may be provided via our Site or to the email address you provide. You have the right to receive these disclosures in non-electronic form if you prefer. This document outlines your rights regarding these disclosures.
ELECTRONIC COMMUNICATIONS
Disclosures will be delivered to you electronically through our Site or via email to the verified email address you provided. If you require paper copies of these disclosures, you may request them by writing to us at the mailing address provided below. Please note that a fee of up to $5.00 may apply for a paper copy. Requesting a paper copy of a disclosure will not be considered a withdrawal of your consent to receive disclosures electronically. We may cease providing electronic disclosures in accordance with relevant federal and state record retention laws.
TCPA CONSENT
You hereby provide explicit consent to receive calls and messages, including auto-dialed and pre-recorded message calls, as well as SMS messages (including text messages) from Pixel Lending, its affiliates, agents, and other parties calling at their request or on their behalf. This consent extends to all telephone numbers you have provided or may provide in the future, including cellular telephone numbers. You acknowledge that your cellular or mobile telephone provider may charge you according to the type of plan you carry.
ADDITIONAL MOBILE TECHNOLOGY REQUIREMENTS
If you are accessing our site and the disclosures electronically via a mobile device, such as a smartphone or tablet, you must ensure that you meet the requirements mentioned above. Additionally, you must have software on your mobile device that enables you to print and save the disclosures presented to you during the application process. These applications can typically be found in the device's respective "app store." If your mobile device lacks these capabilities, please access our site through a device that supports them.
WITHDRAWING CONSENT
You may withdraw your consent to receive disclosures electronically by contacting us at the address provided below. However, please note that once you have withdrawn your consent, you will not be able to submit loan requests on our Site. If you have a pending loan request on our Site, we will terminate it and remove it from our system. If you have already received a loan, all previously agreed-to terms and conditions will remain in effect, and we will send disclosures to your verified home address provided during registration.
HOW TO CONTACT US REGARDING ELECTRONIC DISCLOSURES
You can contact us at: Pixel Lending. If you are an individual User, you will keep us informed of any change in your email or home mailing address so that you can continue to receive all Disclosures in a timely fashion. If your registered email address changes, you must notify us. You also agree to update your registered residence address and telephone number on the Site if they change. You will print a copy of this Agreement for your records and you agree and acknowledge that you can access, receive and retain all Disclosures electronically sent via email or posted on the site.
For any further assistance, you can contact us at the address provided below.
LIMITATION OF LIABILITY
Pixel Lending, LLC shall not be held liable for any damages or injuries resulting from your use of its site. Such damages may include (but are not limited to):
Use of (or inability to use) the site
Use of (or inability to use) any site linked from our site
Failure of our site to perform as expected
Errors on our site
Mission on our site
Interruption of site availability
Defects on our site
Delays in site operation or transmission
Computer viruses or line failures
Please note that we are not liable for any damages, including:
Damages intended to compensate someone directly for a loss or injury
Damages reasonably expected to result from a loss or injury (known in legal terms as "consequential damages")
Other miscellaneous damages and expenses resulting directly from a loss or injury (known in legal terms as "incidental damages").
We are not liable even if we have been negligent or if our authorized representative has been advised of the possibility of such damages, or both.
EXCEPTION
Certain state laws may not permit us to limit or exclude liability for these "incidental" or "consequential" damages. If you reside in one of those states, the above limitations do not apply.
PRIVACY
We encourage you to review the Site's Privacy Policy. By using the Site or the Service, you are consenting to the transfer and processing of your personal data in the United States.
TERMINATION OF THIS AGREEMENT
This agreement remains effective until terminated by either party. You may terminate this agreement at any time by disposing of all materials obtained from the Pixel Lending site, including related documentation and copies. Pixel Lending reserves the right to terminate this agreement at any time without notice if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must dispose of all materials.
Additionally, Pixel Lending does not guarantee the continued availability of materials on our website. We reserve the right to terminate all or part of our websites without prior notice.
LINKS TO OTHER SITES
We may provide referrals to and links to other websites from our site. Such links should not be construed as endorsements of any information or resources offered at those sites. Pixel Lending is not responsible for the content or practices of third-party sites linked to our site. Any approved links must not imply endorsement or support from Pixel Lending.
JURISDICTION AND OTHER POINTS TO CONSIDER
If you access our site from outside the United States, you are responsible for complying with local laws. These Terms of Use shall be governed by and construed in accordance with the laws of the State of California. You consent to exclusive jurisdiction and venue in state or federal courts in California for any disputes arising under this agreement.
INDEMNITY
You agree to indemnify and hold Pixel Lending, its subsidiaries and affiliates, and their directors, officers, agents, contractors, partners, and employees harmless from any loss, liability, claim, demand, damages, costs, and expenses, including reasonable attorney's fees, arising from your use of the Service or the Site or any violation of these Terms of Use or any law or the rights of any third party.
RESOLUTION OF DISPUTES
In the event of a dispute under this agreement, we agree to attempt mediation in Orange County, CA, with costs shared equally. If mediation fails, disputes shall be submitted to binding arbitration in Orange County, CA, under the rules of the American Arbitration Association. The Company may modify these Terms of Use at any time by updating this posting without notice.
OTHER
The failure of the Company to enforce any provision of these Terms of Use shall not constitute a waiver of such provision. If any provision of these Terms of Use is held invalid, the remainder of the Terms of Use shall remain in full force and effect. If any provision is deemed unlawful, void, or unenforceable, it shall be deemed severable from these Terms of Use without affecting the validity and enforceability of the remaining provisions.
At Pixel Lending Inc, operating under the name Pixel Lending (“Pixel Lending” or “Company”), we are dedicated to assisting our clients with their lending needs. By accessing and using our website, we kindly request that you adhere to the these terms and conditions.
